Our three-step plan helps you put in place everything you need to rent a home from PCH. This includes which documents and proof you’ll need to provide before we can offer you a tenancy.
1. Money matters
It's important to check your finances before you bid on a property. Think CASH:
- Check - Does your bank or building society account let you make direct debit payments? We will need to see copies of your bank statements to verify income and outgoings.
- Ask - Do you have the money to pay for the costs of moving and furnishing your home? You may be eligible for help with moving costs and rent in advance in the form of a Discretionary Housing Payment, please contact your local authority for more information. Additional grants and loans can be applied for, visit the Turn2Us website for further details.
- Save - Have you saved a months' rent in advance? If you are in receipt of certain benefits, charitable help or short-term benefit advances may be available to you. Charity Search and the GOV.uk website have plenty of helpful resources available.
- Help - Have completed your own credit check? It’s important to look at your credit report to establish that it’s accurate. If you have any outstanding debts, ensure that you’ve set up repayment plans and or have enough disposable income to make the minimum repayments. Plymouth Community Homes will carry out a credit check with Experian as a part of the Tenancy Assessment process, so it’s advisable to assess your financial situation beforehand.
Completing the CASH check is important, because if you don’t, it could mean you miss out on a property.
2. Show your proof of identity
Make sure that you have documents to prove your identity. Without proof of identity, we will be unable to offer you a property.
Your identity will need to be confirmed with photo ID including a passport, EEA Permanent Residence card or a UK driving license, but other documents can be accepted.
3. Show your proof of address
Ensure you have documents that can provide proof of address.
Utility bills, benefit award letters, payslips or bank statements that are dated within the last three months can be accepted.
If you’ve chosen paperless billing, you can provide digital or printed copies of your documentation as proof of address.
If you need to prove a local connection to the area, make sure that you have the relevant evidence to support your application.